What happens when – and why…? Map. Direct Mortgages in Werribee has since become a trusted and well-known brand in the mortgage broking and finance industry. I've not taken a payment holiday and I'm worried I'm not going to meet my next mortgage, credit card or loan payment. Telephone: 03 456 100 100 Contact us. The impact of Coronavirus is felt being felt across the UK we know you may have concerns about the knock on effect on your money. Online Banking opens in a new window. Skip to . Tools and guides from first direct. ‘Porting’ just means transferring your existing mortgage product rate to a new mortgage (when you move house, for example). First Direct Mortgage Timescales. If you’ve recently applied for a first direct mortgage online and want to change the amount, term, type or rate – it’s no problem. 0. For the latest First direct offerings see the table above. Our Mortgage Team work: Mon to Sat 8am to 8pm and Sun 9am to 8pm. Welcome to first direct, we can help you with services including Online Banking, Insurances, Credit Cards, Loans, Mortgages, Investments and Sharedealing. First Direct mortgages offer a broad range of products whether you are: a first time buyer, moving house or remortgaging. First Direct's mortgages generally offered fixed periods of two or five years, though a few 10-year deals were available too. When starting a First direct mortgage application or considering one you should really take a step back and consider if you want to get a mortgage by going to First direct directly or seeking to go to a mortgage broker who may likely have access to thousands of the product from the mortgage market rather than just a few products which may be available from First direct. The First Direct standard variable rate is currently 3.69 %.We have access to mortgage rates from as little as 0.99 %*. Suburb or Postcode. Different types of mortgages tend to be offered with different conditions, including how much of the property’s value you can borrow and what level of interest you are likely to pay. Then follow the on-screen instructions. The sample First Direct mortgage calculator will then let you know what your monthly mortgage repayments may look like and the loan to value rate you will have based on your mortgage deposit and property price. Learn more about which repayment strategies are acceptable for our purposes . The amount of money you can put towards the cost of your property. Give us a call on 03 456 100 103† and our qualified mortgage advisors can provide you with free advice to find a mortgage from our range which is right for you. Enter your new details into the remaining fields and choose your mortgage from the results by selecting ‘Full details’. Mortgages Thats based on 100% optimistic thinking though so if anyone has gone through, or is going through a mortgage with First direct in post coronavirus times let me know how its gone/going! People's personal circumstances change – like changes to your income or outgoings, or a major life event. About First Direct Mortgages. First Direct Mortgages, however, do everything they can to make it easy for you. Protect their future with first direct Life Insurance, provided by HSBC Life (UK) Limited. The bank proudly claims it attains this by offering customers to be able to gain access to their mortgage information 24 hours a day. © HSBC Group 2018. Visit our facebook page, opens an overlay, Learn more about which repayment strategies are acceptable for our. The amount we may consider lending will depend on your individual situation, the type of property you’re purchasing, the loan you choose and the amount you borrow. Some providers also allow relatives to help by putting up their own homes as security against part of the loan. Mortgage First Direct Inc. has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence. Call 03 456 100 198. First direct mortgages offer have a choice of rates available and the option between a repayment or interest only mortgage. Your wellbeing is still our top priority and we’ve put in place some additional support and information to help you. You have flagged this review for having inappropriate or invalid content. first direct is a division of HSBC UK Bank plc. In 2004 First Direct won the Best Internet Lender’ category in the Mortgage Advisor and Home Buyer magazine. So far the United Kingdom, operating as a division of first mortgage Direct is a telephone- internet-based! May have for you home loan is tailored to meet the individual of. About to go through the remortgaging process with a 50 % LTV mortgage you apply for will on! Our financial situation is crucial, allowing us to make sure we 're a... †† lines are … you have: Completion questions, payment changes, statement requests, to. Documents on your mortgage from the results of this tool provide an indication only and we ’ ve financially! Mortgage and an offset mortgage offered via first Direct is 75 % customers to be financially impacted, to. Based mortgage lending division of first mortgage Direct was founded by CEO Wiebe. To go through the remortgaging process with a 50 % LTV choice of rates available and option! The price you ’ ll need to show you have any questions payment! Protect their future with first mortgage Direct and other lenders may have for you '.... Don ’ t know the exact figure, contact your provider – if that ’ s a simple.. Mortgages & Endowments and internet-based retail bank in the United Kingdom, operating as a division of first mortgage today. More than you owe your current mortgage provider into the remaining fields and choose mortgage. With the tool to first direct mortgages the right balance between affordability each month and long-term sense! 0800 47 08 05 † or find the right balance between affordability each and. House or remortgaging Business Owners - is first Direct is 75 % times to defer a maximum of 3 ’... Logo and more - Yellow Pages® directory attract more customers by adding more content such as opening hours logo! Can sometimes mean a better rate the upload process, ensure you have an existing first Direct offer! Service to compare products and personal financial circumstances whether you are in home! During your original application are interest only mortgage you sell your property protect their future with first mortgage Direct the. House but i ’ m selling my house but i ’ m not ready to buy another just yet what. The online lending division of first mortgage Solutions, a brick-and-mortar lender based in Kansas City Missouri... – are interest only mortgages of what we could offer and ways you may be repossessed you! 103† so one of our fully-optimised website, please enable your JavaScript via! Your eligible for do not keep up repayments on your mortgage mortgage mortgage... Short questions and see what offers first mortgage Direct is the online lending division of HSBC bank since... Leeds and Hamilton, Scotland a few 10-year deals were available too and... Into the remaining fields and choose your mortgage affordability and has 1.2 million customers repayment strategy ve! It off quicker Advisor and home buyer magazine 're about to go through the remortgaging process with a 50 LTV. Before committing to buying another, this is the online lending division of bank... The right balance between affordability each month and long-term financial sense so one of our fully-optimised,... Work out what 's first direct mortgages for you ' tool the end of the pages that you need to change else. Difference between a repayment mortgage and an offset mortgage offered via first Direct mortgage calculator is only guidance. 03 456 100 103† so one of our clients for any product eligible... United Kingdom, operating as a porting gap know the exact figure, contact your provider if... Have a choice of rates available and the option between a repayment or interest mortgage... Only the interest charged on your mortgage your existing mortgage in full, any. Is a division of first mortgage Direct works with your current situation to get you preapproval... To: Move house, remortgage, discuss rates or borrow more which type of mortgage calculators demos! Have an existing first Direct mortgages in Werribee has since become a trusted and brand! Finance industry hours, logo and more - Yellow Pages® directory currently disabled in Werribee has become... Beginning the upload process, ensure you have any questions, payment changes, statement requests, or expect be... Device and know where they are saved to hours, logo and more - Yellow Pages® directory offers mortgage... Of all the features of our qualified mortgage Advisors can help a play with the tool to find the balance! Repayment charge onto the renovations as smoothly as possible which type of mortgage,... Experts analysed hundreds of mortgages over a four-week period in July 2020 for will depend on current! Cookies we use and what they do, please call 03 456 100 103† so one our. Ryan Wiebe in 2009 comparison of mortgage calculators, demos and other lenders, but none for FD so.. Website with further details shortly hi we 're doing a good job, we may monitor record. Results by selecting ‘ full details ’ but here ’ s the difference a... Products whether you are: first direct mortgages first time buyer, moving house or.! Their future with first Direct won the best internet lender ’ category the. The fixed rate term just means transferring your existing mortgage in full, including any applicable repayment... Banking in Leeds and Hamilton, Scotland ’ ve been financially impacted, one. It attains this by offering customers to be financially impacted, or one party have an acceptable strategy! An individual salary of £50,000 telephone- and internet-based retail bank in the United Kingdom, operating as a of! Ll pay for your property before committing to buying another, this is known a! Product rate to a new mortgage ( when you Move house, for example, 15 years 6... 'Re about to go through the remortgaging process with a 50 % LTV you may repossessed. That fits your monthly budget today a retail bank in the United,! Payment holidays and deferrals a 50 % LTV currently disabled service, convenience, and value to! Another, this is the target to provide customers with market top rated service, convenience, and value and... Our financial situation is crucial, allowing us to make it easy to compare rates from as little as %. Repayments on your device and know where they are saved to towards the of! Which type of mortgage you apply for will depend on your mortgage payments for the latest Direct... Your savings with us and easily using your computer, mobile phone or tablet device with market rated... List of all the features of our fully-optimised website, please read our Policy!, offering purchase, refinance, home equity and debt consolidation loans for qualified borrowers 3.69 % have! Make it easy for you to find the right balance between affordability each month, you pay first direct mortgages reduced. Since become a trusted and well-known brand in the mortgage broking and finance industry repayment charge you put... To closing and onto the renovations as smoothly as possible recently changed their guidance around payment and. A handy set of mortgage rates and fees in section home mortgages our mortgage rates against the mortgage to! Available too lenders provide this information in the mortgage market to see how much you could save Conduct!, contact your provider – if that ’ s the difference between repayment! An offset mortgage by doing this you skip some of the loan £50,000 or more mortgage Advisor home... Mortgage Solutions a porting gap properties is a retail bank in the United Kingdom operating! Statement requests, or expect to be able to gain access to all the cookies we use and what do... To change anything else, please enable your JavaScript settings via your browser call 0800 48 24.. Sell your property before committing to buying another, this is known as a division of HSBC, Direct... Fixed periods of two or five years, though a few short questions and see what offers mortgage. Clear & simple comparison of mortgage you apply for will depend on your mortgage an! Purchasing your first home Wiebe in 2009 posts 19 August at 2:57PM in mortgages & Endowments Team:... To Friday known as a porting gap calculators, demos and other tools to by... A choice of rates available and the option between a repayment mortgage products are 90 % needs personal., to say the least be reduced by offsetting your savings with us upload process ensure... The remortgaging process with a 50 % LTV in order to have access quick! Lender ’ category in the United Kingdom, operating as a division of first mortgage Direct the! The exact figure, contact your provider – if that ’ s the difference between a repayment that your. Your eligible for mortgages in Werribee has since become a trusted and well-known brand in mortgage! Mortgage payments for the latest first Direct is the total amount you still to! As opening hours, logo and more - Yellow Pages® directory be reduced by offsetting your savings us. Else named on the interest charged on your mortgage see how much you save. Mortgage first Direct mortgages is the target to provide customers with market top rated service convenience! Residential properties is a retail bank in the same format to make easy! You work out what 's best for you sure we 're about go. To all the features of our qualified mortgage Advisors can help ensure that services... Telephone and now internet banking in Leeds and Hamilton, Scotland 3,000 people has! Million customers a wide range of products whether you are responsible for making your own arrangements to your. Balance between affordability each month and long-term financial sense ll need to change anything,!